Our mortgage calculator helps you understand the true cost of your home purchase. It provides a detailed breakdown of your monthly payments, including principal, interest, taxes, and insurance. This tool is essential for:
Enter Property Price
Input the total purchase price of the property (e.g., €300,000)
Set Down Payment
Enter your down payment as a percentage. 20% or more helps avoid PMI
Input Interest Rate
Enter the annual interest rate (e.g., 3.5%). Check current market rates for accuracy
Choose Loan Term
Select your preferred loan duration. Longer terms mean lower monthly payments but more total interest
Add Other Costs
Include annual property tax and home insurance for a complete monthly payment calculation
The main part of your monthly payment that goes toward paying off your loan and the interest charged
Annual taxes charged by your local government, usually paid as part of your monthly mortgage payment
Required insurance that protects your property, typically included in your monthly payment
Additional insurance required when down payment is less than 20%, protecting the lender against default
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