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Arbois
Exclusive Viagimmo offers an occupied Viager in favor of a 77-year-old man and a 77-year-old woman. In Mesnay, a village located 2 km from Arbois and approximately 37 minutes from Dole/Lons le Saunier and 45 minutes from Besançon, this magnificent 2017 Chalet spans two levels and approximately 200 m². Built by a renowned local constructor with quality materials, it boasts a living-dining room, a kitchen, a bedroom, a bathroom-WC, and a dressing room on the ground floor. The first floor consists of 2 bedrooms, a bathroom with WC, and a large office-lounge. The chalet is complemented by a laundry room, a boiler room, and a cellar of approximately 28 m², a carport for 2 cars, and an annex of 20 m². All of this is situated on a plot of approximately 2,100 m². The bouquet is 192,000 with a Viager rent of 799/month (annually revised according to the Insee index of household consumption costs). Rente revaluation after departure in case of early release of the Right of Use and Habitation: 30%. For example, if moving to a retirement home, in which case you can reside in or rent out the house. For information, the Traditional Sales Value of the property is 600,000. Agency fees are borne by the seller. The property tax is 1,231. Ideal for investors as an alternative to rental investments with reduced notary fees on occupied value: 27,700 (instead of 43,150). A discount of approximately 50% applied to the appraised value for the right of use and habitation retained by the seller, acquired immediately by the buyer at the notarized act, without tax implications unlike rental income. No hassle of property management (no unpaid rents, damages, turnovers, and associated vacancy costs). Acquisition without bank competition: no interest costs and mortgage insurance premiums added to the investment. Overall, the property offers a unique investment opportunity with potential for future appreciation and various financial benefits.