7 bedrooms house for sale in Mercurey, France

• Mandat exclusif
• 8 pièces
• 3 salles d'eau
• GESD (38)
• Interphone
• 234 m² de surface habitable
• 7 chambres
• N/C
• 1 parking (box)
• Alarme
• 1070 m² de terrain
• 1 salle de bain
• DPED (192)
• Cave
• Cuisine américaine équipée

Exclusive opportunity! Viagimmo offers a Sale with Occupied Term for 6 years. You will reclaim the property in 6 years to live in, rent out, or resell, and benefit from a discount of 180,000 Euros from the purchase. Additionally, by paying the property in monthly installments to the seller, you will avoid the costs of interest and mortgage insurance. Located in Mercurey, at the heart of the Burgundy wine region, this stone property offers 234 sqm of living space and 288 sqm of outbuildings on a 1070 sqm plot. The property features 7 bedrooms, a 40 sqm kitchen-dining room, and a large 43 sqm living room opening to a terrace and southwest-facing garden. With 3 entrances, a bathroom, 3 shower rooms, and 3 toilets spread throughout the house, the property offers various possibilities for use. Outside, you will find 4 cellars, a large workshop, a garage, a carport, and a bread oven. The house is equipped with electric shutters and gate, and a recent boiler. Situated 12 minutes from the large commercial area and highway exit of Chalon Nord. This property is offered as a Sale with Occupied Term under the following financial conditions: CASH: 352,000 Euros, including agency fees. MONTHLY PAYMENTS: 1,527.78 EUROS/month to be paid for 6 years. Total acquisition cost (including agency fees): 462,000 Euros. For comparison, Traditional Sale Value of the Property: 642,000 Euros including agency fees. An excellent alternative to traditional rental investment for investors: Discount for the preservation of the right of use and habitation for 6 years of 180,000 without taxation unlike rental income. No hassle of rental management (no unpaid rents, damages, turnover, and associated vacancy rates...) Acquisition without bank competition: no costs of interest and mortgage insurance that add to the investment. Reduced notary fees calculated on the occupied value: 32,900 Euros (instead of 43,500 Euros). The Seller retains the right of use and habitation for 6 years. Monthly installments are annually indexed based on the variations in the Insee consumer price index. If the seller vacates the property before the end of the 6 years, you will reclaim the usufruct (you can live in or rent it out), in return, the remaining installments are increased by 20%. After 6 years, you will have full ownership of the house. Property tax: 1,651 Euros (of which Waste Collection Tax recoverable from the occupant: 268 Euros). Energy Performance Rating: D Contact: Viagimmo Agency in Lyon - specializing in viager, sale with term and bare ownership. 8 Quai Jules Courmont, 69002 Lyon Assisted by Sylvain Chalton, Viager Expert 06 84 00 27 94 Price Thoughts: This property offers a unique investment opportunity with a substantial discount from the traditional sale value. The combination of the property's features, location among Burgundy's renowned vineyards, and the financial benefits of the Sale with Occupied Term make it a compelling option for investors or future homeowners looking for a long-term investment.